![]() ![]() Some items, commonly jewelry and artwork, need to be scheduled directly to the policy in order to be covered in the event of a loss. Just a side note – some belongings may not be automatically covered under your insurance policy even if included in your home inventory. So if you don’t save receipts and copies of your warranties when you buy big-ticket items, now is a good time start getting into the habit of saving and organizing these. This paperwork can ensure that you will get reimbursed fairly for your lost or damaged items. Why do you need these as part of a comprehensive home inventory? For the insurance company to establish its value and give you the correct dollar amount for the item. This paperwork is meant for your big-ticket items like appliances, televisions, and furniture. Obviously you don’t need receipts for every items in your home.
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